Online payments in China have been capped to 1,000RMB (US$123.53) per transaction in a fraud prevention measure. A variety of obstacles besides the legal, regulatory and political issues, stand in the way of assured e-commerce success. A lack of credit card usage, network security concerns , a fragmented distribution network and of course, fraud, are other pain points. Transactions that use a digital signal or certificate are not covered under this cap and most online shoppers currently spend less than the 1,000 RMB. China’s internet user population, currently at 103 million, is expected to increase to 202 million by 2007. As e-commerce matures in China and roadblocks are removed these caps may be raised or eliminated.